Experienced First Home Buyer Guidance

First Home Buyers

In Perth, Stratique Finance understands that buying your first home can be overwhelming. Are you confused by the myriad of home loan options and financial structures? Stratique Finance is here to help. With our expert team and nearly two decades of experience, we offer personalised, strategic advice that sets us apart from the competition. We focus on your unique needs to find the perfect loan solution.

Types of Home Loans for First Home Buyers


Choosing the right loan can be daunting. Stratique Finance simplifies the process by explaining the different types of loans available to you:


  • Variable Rate Loans
  • Split Loans
  • Fixed Rate Loans
  • Limited Guarantor Loans
  • Basic, No Frills Loans
  • Professional Packages
  • Line of Credit Loans

The Importance of

Pre-Approval 


Get a pre-approval before you start house hunting. Having your finances sorted early is essential to reduce stress and increase your negotiating power. The benefits of pre-approval include:

  • Confidence that the banks will lend you money
  • Saving time and stress by avoiding last-minute financing issues
  • Knowing how much you can borrow
  • Free pre-approvals with most financial institutions
  • Greater negotiating power when making offers
  • A clear understanding of your repayments

Pre-approval usually lasts up to three months, giving you time to find the perfect property. Plus, we don't charge for our professional service to help you get pre-approved.

Construction Loans

Building your dream home is an exciting but complex process that requires specialized financial support. Construction loans provide funds in stages as construction progresses, so you only pay interest on the drawn-down portion. Stratique Finance offers expert guidance and tailored loan solutions to simplify this process.


For first home buyers in Perth, WA, building a new home can be appealing, especially with incentives like the $10,000 First Home Owner Grant and stamp duty concessions provided by the Western Australian Government. Stratique Finance helps first-time buyers navigate the construction loan process, offering clear advice on eligibility and application steps.


Whether it's your first home or a custom dream home, Stratique Finance is there to support you through every step. Contact them to learn more about their construction loan options and how they can help you build your future with confidence.

Am I Eligible for the First Home Owner's Grant?


To be eligible for the First Home Owner's Grant (FHOG), you need to meet the following criteria:

  • Be 18 years or over
  • An Australian resident
  • Not have received the FHOG before
  • Never owned a property in Australia
  • Occupy the home as your primary residence for six months within one year of completing the FHOG transaction.

This is a one-off payment of $10,000 from the state government to assist first-home buyers building a new house.

Why Choose Stratique Finance for Your First Home Loan?

Experienced Team

Established in 2005 with a wealth of industry knowledge.

Wide Lender Access

Connections with major banks and boutique lenders.

Personalised Strategy

Tailored advice focused on your unique goals.

Long-Term Support

Ongoing service and relationship-focused approach.

Stress-Free Process

Simplified and clear guidance through each step.

No Cost for Pre-Approval Assistance

Helping you without additional charges.



Contact Stratique Finance today to start your journey to owning your first home with confidence and ease.

Comprehensive Loan Options

We specialise in various loan types that suit your needs.

Get expert guidance for your first home purchase. Call Stratique Finance at (08) 9387 8010 today.

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